Annette Tothill Finance

My Fixed-Rate Home Loan Will Expire Soon: What Can I Do? With the cash rate hitting 3.1% in December and the RBA announcing future increases on the horizon, variable home loans are set to continue on an upwards trend for the foreseeable future. If you’ve been...

​At Annette Tothill Finance, we’re pretty vocal about taking steps to improve and protect the environment that sustains us all - which is why it’s so meaningful that our efforts haven’t gone unnoticed. We are extraordinarily proud to be named Winner of the...

It may feel like a very daunting market out there if you are a first home buyer but you are not alone.. The government wrote in their October 2022-23 budget, “Home ownership has become increasingly difficult for Australians to achieve, as housing prices have outpaced...

The Covid-19 pandemic created an opportunity for some Australians to reconsider where they want to live. Many wanted a tree change, seeking fresh air and a renewed sense of freedom, and others saw greener pastures interstate. .. This situation resulted in a large...

Adelaide is known to be a stable hub of property and business investments, and with solid growth in many important categories, there’s no better time to get involved. In particular, Adelaide’s property market boasts strong growth, with a wide variety of opportunities...

Here's Why Adelaide is a Great Place to Invest When it comes to investment opportunities, Adelaide has always been a great place to look. Whether it's business investments, with our low labour costs, or investment properties, with our median house price amongst the...

The Reserve Bank of Australia (RBA) is announcing another increase to the cash rate in August, and many experts expect the cash rate to reach at least 2.60% by November 2022..   What does this mean for you? If your mortgage is on a variable interest rate or is...

Inflation and Your Interest Rates If you saw our previous article about common finance terms and have been watching the news, you may have a few questions, like how exactly do we work out inflation? What does all of this mean for my interest rates? What can I do about...

Commonly Used Finance Terms Because financial terms can be unclear, and sometimes misleading, it’s hard to know what will and won’t affect your own situation. When you’re reading news articles about Australia’s changing interest rates or what the banks are doing, a...

What is a Hike? You’ve more than likely heard the word “hike” used often; a hike in interest rates, wages, or a hike in inflation. The word “hike” spikes anxiety, concern, or fear for the future. It can give us a strong, negative reaction to a subject we previously...

How Will the Rising Cash Rate Impact Your Mortgage? With the Reserve Bank of Australia increasing the cash rate by 25 basis points, the first increase in over 11 years, banks will likely increase variable home loan interest rates to match. Many Australians will find...