Celebrating Industry Excellence – MFAA WA Awards 2025

Celebrating Industry Excellence – MFAA WA Awards 2025

In June, we had the pleasure of attending the Mortgage & Finance Association of Australia (MFAA) 2025 Excellence Awards in Western Australia. It was a fantastic opportunity to support our industry peers and celebrate outstanding achievements. We were honoured to be guests at the Teachers Mutual Bank table, engaging with like-minded professionals and continuing to learn from leaders in the finance and lending space.

Did you know Annette Tothill Finance services clients across Australia? As a mortgage broker, location is no barrier. Thanks to technology and a national regulatory framework, we are proud to assist clients from all corners of the country—whether they’re purchasing their first home, refinancing, or investing interstate.

Here’s how we support clients Australia-wide:

Regulatory Framework

• Mortgage brokers operate under an Australian Credit Licence (ACL) or as credit representatives of an ACL holder.
• These licences are national—not state-based—allowing brokers to legally assist clients in any Australian location.

Technology-Enabled Service

• We use secure, cloud-based platforms, video conferencing (e.g. Zoom), and digital signing tools (e.g. DocuSign) to manage the entire loan process remotely.
• Many lenders now accept digital document verification and remote identity checks, streamlining the experience for clients without the need for face-to-face meetings.

Client Scenarios

• We regularly assist:
• Clients relocating interstate
• Property investors buying in different states
• FIFO workers and expats based remotely

National Expertise with a Local Touch

While we operate nationally, we ensure:

• A clear understanding of state-specific considerations (e.g. stamp duty concessions and local regulations)
• Consistent communication across time zones
• Familiarity with local property markets

Access to a Wide Lender Panel

• Our panel includes lenders that operate across the country, offering a broad range of competitive loan products.
• We tailor solutions to suit each client’s unique needs, regardless of their location.

At Annette Tothill Finance, we combine personal service with national reach—ensuring you receive expert advice and support wherever you are in Australia.