Investment Loans

If you’re thinking about purchasing an investment property, it’s important to manage the risks adequately. For example, you shouldn’t rely on rental returns as a guaranteed income to meet loan repayments, as there are times when a property may be vacant.

Annette Tothill Finance will help you find the right product, so that you can afford the repayments

Most investors will already have put some thought into where they would like to invest and will have an approximate price-range in mind.

With access to property data and trend analyses like RP Data’s, Annette Tothill Finance can pull property reports for you, detailing how the area has performed in the past as an investment, the average median house price or rate of return and how much the property values have increased over the past five or six years.

Annette Tothill Finance can help you get the most out of your property investment

Finding a lower interest rate doesn’t necessarily mean you have a better deal. In fact, a product with more features may cost you a bit more in fees or interest, but could save you more in the long run.

There are fees involved when you refinance which may include discharge and application fees, a valuation fee, land registration fee, and mortgage insurance. You may also be subject to stamp duty depending on what state your property is located in. While these cannot be avoided, Annette Tothill Finance will ensure that the costs involved are not higher than the savings, to make the process worthwhile.