Investment Loans

Annette Tothill Finance
0420 973 551

Investment Property Loans

When you’re trying to secure finance for an investment property, it’s important to keep a few simple rules in mind to make sure you get the right loan.

If you’re thinking about purchasing an investment property, it’s important to manage the risks adequately. For example, you shouldn’t rely on rental returns as a guaranteed income to meet loan repayments, as there are times when a property may be vacant.

Annette Tothill Finance will help you find the right product, so that you can afford the repayments

Most investors will already have put some thought into where they would like to invest and will have an approximate price-range in mind.

With access to property data and trend analyses like RP Data’s, Annette Tothill Finance can pull property reports for you, detailing how the area has performed in the past as an investment, the average median house price or rate of return and how much the property values have increased over the past five or six years.

Annette Tothill Finance can help you get the most out of your property investment

Refinancing

Whether you are after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits.

Finding a lower interest rate doesn’t necessarily mean you have a better deal. In fact, a product with more features may cost you a bit more in fees or interest, but could save you more in the long run.

There are fees involved when you refinance which may include discharge and application fees, a valuation fee, land registration fee, and mortgage insurance. You may also be subject to stamp duty depending on what state your property is located in. While these cannot be avoided, Annette Tothill Finance will ensure that the costs involved are not higher than the savings, to make the process worthwhile.

Talk to Annette

Annette Tothill will research the market, negotiate the loan on your behalf and help you secure the right loan to suit your specific requirements.

0420 973 551

Quick Contact

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Opening Hours

Monday 8:00am - 8:00pm

Tuesday 8:00am - 8:00pm

Wednesday 8:00am - 8:00pm

Thursday 8:00am - 8:00pm

Friday 8:00am - 8:00pm

Saturday by Appointment

Sunday by Appointment

Contact

PO Box 389 McLaren Vale SA 5171

Ph: 0420 973 551

Fax: 08 8556 2836

annette@tothillfinance.com.au

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