Annette Tothill Finance

Christmas Tips & Ideas Christmas is such a special time of year, but it doesn’t need to be a season of excess. Whether it’s saving energy, reducing waste, or getting creative with gifts, there are heaps of ways to enjoy an eco-friendly and budget-conscious Christmas....

2024 McLaren Vale Business Awards Annette Tothill Finance was thrilled to be one of the proud sponsors of the 2024 McLaren Vale Business Awards! The McLaren Vale Business Awards, run by the McLaren Vale Business & Tourism Association, celebrate outstanding businesses...

When Will Interest Rates Go Down? If you’re a homeowner or potential buyer, you’re probably keeping a close eye on interest rates, hoping for a hint of relief from the Reserve Bank of Australia (RBA). After a stretch of rate hikes, the official cash rate now sits at...

When Was the Last Time You Had a Home Loan Health Check? When was the last time you gave your home loan a health check? We often review our health, car, and even insurance policies, but home loans? They tend to get set aside once we lock them in. Yet, circumstances...

What Happens When Your Fixed Rate Ends? Coming off a fixed-rate mortgage can be a bit of a shock, especially if you’ve been enjoying those ultra-low rates from a couple of years back. For many Australians, their fixed rates are set to expire in the next 12 months, and...

Buying Land and What To Consider Buying land to build your dream home in Adelaide is an exciting but complex journey. It can be daunting to navigate all the factors involved, from budget considerations to finding the perfect block in the right location. However, with...

Understanding Construction Loans Building your dream home in Adelaide is an exciting journey, but it’s essential to understand the financial side of things, particularly when it comes to construction loans. These loans differ significantly from standard home loans,...

Young Professionals in the Workplace In today's fast-paced mortgage industry, technology plays a vital role in maintaining efficiency and staying ahead of the competition. For mortgage brokers, having a tech-savvy team that can navigate digital tools and software with...

Starting July 1st, 50,000 new spots are available for home buyers under the federal government's Home Guarantee Scheme. This initiative includes the First Home Guarantee, the Regional First Home Buyer Guarantee, and the Family Home Guarantee, all popular among...

The buzz around digital home loan applications is hard to ignore. Digital lending or fintech lending refers to obtaining loans online through digital platforms. It is technology to simplify borrowing money. Instead of visiting a bank, you can apply for loans online....

As the end of the financial year in June 2024 approaches, it's time to start preparing your finances to ensure a smooth transition and maximise your returns. Here's a comprehensive guide to help you get ready. Understanding your sources of income. Begin by thoroughly...

With the possibility of interest rates rising, homeowners should take steps to prepare and manage their finances effectively. Here are practical ways to get ready for a potential increase in interest rates, ensuring your mortgage remains manageable and your financial...