Annette Tothill Finance
Welcome
Annette Tothill Finance knows buying a home is an exciting time as it will be one of the most important purchases you will ever make. When looking for a loan, it can be a bit of an ordeal with so many different options available. That is when Annette Tothill Finance, your Mortgage Broker, can help. I will do the work for you.
I will research the market, compare rates of various banks and lenders, negotiate the loan on your behalf and help you secure the right loan to suit your specific requirements.
I can save you time
The choices now available in the mortgage market can seem limitless and completely overwhelming. I have the knowledge and technology to research the lenders and their products for you.
You have choice
I have access to a panel of Lenders from which we can choose your loan. I am accredited with the lenders to offer their products and keep up-to-date with their latest offers.
I can help you find the right loan
I will examine your circumstances and future plans to recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth.
Annette Tothill Finance is with you for the long term
Business as Usual
As part of our ongoing commitment to our customers, we are now offering consults via Skype and Zoom.
Please call to book a suitable time 0420 973 551 or email annette@tothillfinance.com.au
1st Home
Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status.
Refinancing
Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits
Construction
When doing a major renovation or building a new home your finance needs are different to buying an established property. A construction loan is a specialised lending option.
Investment
When you’re trying to secure finance for an investment property, it’s important to keep a few simple rules in mind to make sure you get the best deal possible and will be able to afford the repayments.
Our Blogs
A Business Owner’s Guide to Taking Control of the Day
How is 2026 shaping up with so much change?
MFAA Excellent awards 2026
The 2026 Budget Effect my 2026 Tax Return
Get Ready for Tax Time 2026
What Open Banking means to a customer
Global Tensions, Inflation Pressures and What It Could Mean for Australian Interest Rates
Choosing a Home Loan From Environmentally Responsible Banks
5 Smart, Budget-Friendly Ways to Build a Sustainable Home
Why Ethical Banking Matters When Choosing a Mortgage
Talk to Annette
Annette Tothill will research the market, negotiate the loan on your behalf and help you secure the right loan to suit your specific requirements.
Quick Contact
"I just wanted to send you a msg to say thank you for all your assistance in getting us across the line in buying our new home last week. Once again your attention to detail meant that you were able to squeeze a little bit extra out of our loan which allowed us to move our family to a much bigger family home. We were very happy with your service and will certainly be passing your details into our parents to assist them with their upcoming move. Kara and Ricky"
Kara Corey 
"Amazing service from Annette! We are so thankful for her hard work and attention to detail - and now we have a lovely house to call our own. Would highly recommend to all friends and family."
Faye Williamson
"Amazing service from Annette! We are so thankful for her hard work and attention to detail - and now we have a lovely house to call our own. Would highly recommend to all friends and family."
Mirella Hodges
"We cannot recommend Annette highly enough -Her level of service was exceptional and the whole process was such a breeze. Thank you Annette!"
Natasha Adams
"Thank you so much Annette for helping me get my dream home. I was so happy with your service and would recommend you to my friends and family."
Samantha Sullivan
"Thank you Annette for all of your hard work and excellent service! Josh and Meg"
Meg Oster
"Excellent service great to deal with 100% recommend!!"
Adam Shanahan
